How can a financial advisor help you?

What kind of advice will I get from a financial advisor?

It varies by individual. Some people are looking for big-picture advice involving all aspects of their financial life. Others may only need advice in a specific area of their finances or goals.

Ameriprise financial advisors provide a spectrum of financial advice, ranging from strategies focused on a single area to more comprehensive approaches involving complex strategies. After a conversation with an Ameriprise financial advisor, you’ll receive personalized advice based on factors such as your unique goals, investment time horizon and risk tolerance, to name a few.

What are the benefits of working with a financial advisor? How will an advisor help me stay on track to meet my financial goals? What kind of investing opportunities would be appropriate for my investment portfolio – considering my time horizon, financial goals and risk tolerance?

When you’re ready to reach out to an Ameriprise financial advisor for a complimentary initial consultation, consider bringing these questions to your meeting.

When you’re ready to reach out to an Ameriprise financial advisor for a complimentary initial consultation, consider bringing these questions to your meeting.

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How will I know if the financial advice I receive is meeting my goals?

Ameriprise financial advisors are committed to putting clients first. To help you navigate both your short-term financial needs and long-term goals, you and your Ameriprise advisor will connect regularly to discuss your goals and review your progress and investments. You’ll also have digital tools to access and track progress toward your goals, from any device at any time.

 

A financial advisor can help you stay focused on your financial future. Take the 3-Mintue Confident Retirement Check to see where a conversation with an advisor may lead.

Are you confident you'll be able to afford the things you've been looking forward to in retirement? THE 3-MINUTE CONFIDENT RETIREMENT® CHECK

of Ameriprise clients say they were highly satisfied with outcome of experience with advisor.1

of Ameriprise clients say they’re likely to recommend the experience to friends or family.1

 

Great! Let's look at some other aspects of your finances.

of Ameriprise clients say they’re likely to recommend the experience to friends or family.1

 

Nice start; let's plan next steps.

of Ameriprise clients say they’re likely to recommend the experience to friends or family.1

 

It's never too late to start.

What products and services can Ameriprise financial advisors recommend?

Using a wide variety of product solutions and investments can help you prepare for the expected and unexpected. Our financial advisors can suggest a range of solutions from Ameriprise and other firms for investments, insurance, annuities and banking. Recommendations for investments and products also factor your risk tolerance and the time horizon for your goals. Whether you need investment strategies, insurance, brokerage services or other solutions, a financial advisor can help you make decisions for your financial future.

What’s the benefit of an ongoing relationship with a financial advisor?

In a changing world, a lasting financial relationship can help you prepare for and navigate unforeseen events as they arise. A financial advisor not only understands the analytical side of pursuing financial goals but also considers how unplanned events like job loss, market uncertainty, disability or health issues can impact your financial goals and overall strategy.

By developing a financial strategy for today and factoring in measures to adjust to changing circumstances in the future, an Ameriprise financial advisor can offer guidance over the years to keep you on track to achieving your personal goals.

How do financial advisors help navigate market ups and downs?

Your financial advisor aligns your investment recommendations with your financial goals, risk tolerance and time horizon, factoring in market movement up and down over time. As market conditions change, your financial advisor can help you review your goals and portfolio and adjust if and as needed, whether to rebalance your portfolio, revisit your risk tolerance, or take advantage of potential investment or tax opportunities. By staying focused on your progress toward financial goals, you can avoid emotional decision-making during turbulent times. And your financial advisor will keep you informed on events that may impact your long-term investment strategy.

Can a financial advisor help me navigate tax strategies?

Whether you’re focused on saving for a child’s college education, retirement, or withdrawing money for retirement income, there are a variety of tax strategies and solutions that can help. A financial advisor, along with your tax advisor, can help you incorporate tax-advantaged products and investments into an overall, long-term investment strategy.

How much does a financial advisor cost?

Your initial conversation with a financial advisor is complimentary. Every client receives personalized financial advice based on their goals which is included in costs for products and solutions. Depending on your needs, as well as the complexity of your situation, you may choose to pay for additional advice options. Together with your financial advisor, you'll discuss what’s right for you. You'll know your costs up front before you agree to work together.

Find out more

Ameriprise financial advisors take the time to understand what’s truly important to you so they can help you achieve your financial goals, today and tomorrow. To find an advisor who is a good match for your needs and personality, start here.

Our financial advisors know that trust is a matter of work, not words.

Or, request an appointment online to speak with an advisor. 

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At Ameriprise, the financial advice we give each of our clients is personalized, based on your goals and no one else's. 

If you know someone who could benefit from a conversation, please refer me.

Background and qualification information is available at FINRA's BrokerCheck website.

1Source: Ameriprise Financial Goal-Based Advice Survey. Results from July 2018 through September 2022, reflecting 8,675 client responses. The percentages cited reflect those who agree or strongly agree with each statement (on a 5-point scale). Clients may complete a survey via the secure site after their goals are published online.
Diversification does not assure a profit or protect against loss.
Ameriprise Financial cannot guarantee future financial results.

The Confident Retirement approach will include a review of your existing financial retirement situation and potential opportunities, gaps, or general strategies. You will not receive a comprehensive review or financial planning services for which fees are charged. It is not a guarantee of future financial results.

The initial consultation provides an overview of financial planning concepts.  You will not receive written analysis and/or recommendations.
Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.