Disclosures:
Ameriprise Bank CDs are subject to approval. Other terms and conditions apply. The terms, conditions, fees and features of the
Ameriprise Bank CDs may change. For terms and conditions of the
Ameriprise Bank CD, please see the
Ameriprise Bank, FSB Deposit Account Agreement.
1 For information regarding FDIC deposit insurance, please visit
FDIC: Your Insured Deposits.
2 Eligibility requirements and restrictions apply. Wireless, message and data rates may apply. Please refer to the Ameriprise Mobile Deposit Addendum,
Ameriprise Bank, FSB Deposit Account Agreement and Mobile Deposit FAQ for information.
3 There is a penalty for withdrawals prior to the maturity date of an
Ameriprise Bank Certificate of Deposit account (“CD Account”). If the withdrawal occurs after 10 days of opening a CD Account, the early withdrawal penalty will be 3 months of interest. If the withdrawal occurs within the first 10 days of opening a CD Account including the day the CD Account was opened, the early withdrawal penalty will be 10 days of interest. We may not permit withdrawal if funds have not been credited to the CD Account. The amount of the early withdrawal penalty may be deducted from principal. Please see the
Ameriprise Bank, FSB Deposit Account Agreement for more details.
4 Relationship Annual Percentage Yield ("APY"). The relationship rates may change in our sole discretion at any time without notice before an
Ameriprise Bank Certificate of Deposit (“CD”) account (“CD Account”) is opened or a CD Account renewal term begins. The relationship rates are fixed for the term of the CD Account and will be determined at CD Account opening or renewal date. The relationship APY and relationship interest rate on your CD Account assume interest will remain on deposit until maturity. A withdrawal will reduce earnings. Fees could reduce earnings. A penalty may be imposed for early withdrawal. Interest is compounded daily and will be credited to your CD Account on the maturity date. Please see
Ameriprise Bank Certificate of Deposit Rates and
Ameriprise Bank, FSB Deposit Account Agreement for more information.
The minimum deposit required to open a CD Account and obtain the relationship APY and relationship interest rate is $1,000.
Eligibility for the Ameriprise Bank CD relationship rate requires $50,000 or more in household group balances including Ameriprise® Bank Savings Accounts, Ameriprise Bank Certificate of Deposit accounts, Ameriprise® Bank Checking Accounts, Ameriprise brokerage accounts and Ameriprise® Certificate accounts (“Ameriprise Accounts”) as of the prior month-end statement ("Relationship Status Requirements").
A household group consists of accounts owned by an individual, their spouse or domestic partner, and their unmarried children under the age of 21 who reside at the same address. The relationship status will be determined at CD Account opening only and will not be changed. Any subsequent CD Accounts opened after obtaining the Relationship Status Requirements may be eligible for the relationship APY. If you do not meet the Relationship Status Requirements, your CD Account will earn standard APY(s) and standard interest rate(s).
5 A CD Account opened through the use of mobile deposit will be limited in total balance to the maximum amount the account holder is eligible to mobile deposit daily. Typically, clients without a brokerage account are limited to $3,000 in mobile deposits daily and $100,000 for clients with existing brokerage accounts. If you would like a CD Account balance above these mobile deposit limits please make the initial deposit through another deposit method.
Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to its customers, including clients of Ameriprise Financial Services, LLC. (“AFS”). Ameriprise Bank, FSB and AFS are subsidiaries of Ameriprise Financial, Inc. AFS financial advisors may receive compensation for selling bank products.
Neither Ameriprise Bank, FSB nor AFSI financial advisors are authorized to give legal or tax advice. For specific legal or tax matters, clients should consult with their own legal and/or tax advisors.
Ameriprise Bank, FSB. Member FDIC.
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