Ameriprise® Bank Savings Account
Strategically managing your cash is an important process in the journey to achieving your savings goals. Ameriprise Bank, FSB offers an online savings account for individual or joint account owners. Ameriprise clients can apply for this savings account online at anytime. Once opened, make a minimum opening deposit of only $100.
Earn up to an $800 bonus.2
The more you save, the more you earn. Level up your savings. Choose your bonus.
Bonus levels2 | Deposit amount2 | Bonus amount2 |
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Level One | $15,000-$49,999 | $200 |
Level Two | $50,000+ | $800 |
How it works
Step 1. Deposit new money into your new or existing Ameriprise Bank Savings Account by August 29, 2025.2 The minimum deposit to open a new account is only $100.
Step 2. Maintain a daily balance equal to or greater than your balance on July 14, 2025, plus at least $15,000 of New Money.2
Step 3. Receive either a $200 or $800 bonus, deposited into your Ameriprise Bank Savings Account.2
Limited time offer available between July 15 and August 29, 2025
Already have an Ameriprise Bank Savings Account? Make a deposit
Get a savings rate that's more than 7x the national savings average3
Ameriprise Bank Savings Account features
Our savings account is digitally integrated to be viewed 24/7 alongside all your Ameriprise accounts on the secure site on ameriprise.com or on the Ameriprise Financial app.1,5
Make mobile deposits by logging into this savings account through the Ameriprise Financial app.5
Deposit or withdraw funds from this savings account using ACH transfers, internal Ameriprise transfers to and from other eligible Ameriprise accounts, domestic wire transfers, or by requesting an official check.6
Ameriprise Bank Savings Account is FDIC insured7 up to applicable limits.
This savings account has no monthly maintenance fees.8
Ameriprise Bank Customer Service Center is available from 7 a.m. to 7 p.m. Central time (CT) Monday – Friday for questions or support.
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During the Offer Period, deposit at least $15,000 in New Money, defined below, into your Ameriprise Bank Savings Account (Account), AND
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Through December 31, 2025, maintain a daily balance equal to or greater than your balance on July 14, 2025 plus at least $15,000 in New Money. Withdrawals from the Account may affect your ability to earn this bonus.
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During the Offer Period, deposit at least $50,000 in New Money, defined below, into your Ameriprise Bank Savings Account (“Account”), AND
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Through December 31, 2025, maintain a daily balance equal to or greater than your balance on July 14, 2025 plus at least $50,000 in New Money. Withdrawals from the Account may affect your ability to earn this bonus.
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Bonus offers are only available to existing Ameriprise clients as of July 14, 2025.