Ameriprise Bank Savings Account
Earn up to a $1,400 bonus*
1. Open a new Ameriprise® Bank Savings Account and make one or more eligible deposits within 30 days of account opening.
Deposit: Earn:
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$25,000 - $49,999.99 $350
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$50,000 - $99,999.99 $650
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$100,000 or more $1,000
2. Maintain your qualifying balance amount for 90 days.
1. Open a new Ameriprise® Bank Checking Account.
2. Set up qualifying direct deposits of $1,500 or more within 90 days of account opening.
Ameriprise® Bank Savings Account rates
Rates as of 07/01/2026
|
Account Balance4 |
Interest Rate4 |
Annual Percentage Yield4 |
|---|---|---|
|
$0 - $4,999 |
2.96% | 3.00% |
|
$5,000 - $9,999 |
2.96% | 3.00% |
|
$10,000 - $24,999 |
2.96% | 3.00% |
|
$25,000 - $49,999 |
3.00% | 3.05% |
|
$50,000 - $99,999 |
3.00% | 3.05% |
|
$100,000 - $249,999 |
3.00% | 3.05% |
|
$250,000+ |
3.00% | 3.05% |
Benefits of an Ameriprise Bank Savings Account
An Ameriprise Bank Savings Account is FDIC insured5 up to applicable limits.
View your account 24/7 alongside all your Ameriprise accounts on the secure site on ameriprise.com or the Ameriprise Financial app.2,6
Make mobile deposits using the Ameriprise app for convenient check deposits.6
With always-on access through the secure site or Ameriprise app, you can bank when it’s convenient for you.2,6
Enjoy the benefit of no monthly maintenance fees.7,8
The Ameriprise Bank Customer Service Center is available from 7 a.m. to 7 p.m. Central time (CT) Monday – Friday for questions or support at 800.862.7919.
Grow your money safely with the security of an Ameriprise Bank Savings Account.
Grow your money safely with the security of an Ameriprise Bank Savings Account.
The content of this page is informational only.
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*To receive the savings bonus offer: 1) Open a Savings Account from July 1, 2026, to December 29, 2026, and 2) Make eligible deposits totaling $25,000 or more within 30 calendar days of account opening and maintain that balance or more for 90 calendar days. See full terms and conditions. To receive the checking bonus offer: 1) Open a Checking Account from July 1, 2026, to December 29, 2026, and 2) Set up qualifying direct deposit(s) into your Checking Account of at least $1,500 within 90 calendar days of account opening. See full terms and conditions.
1Ameriprise® Bank Savings Accounts are subject to approval. Other terms and conditions apply. The terms, conditions, fees and features of the Ameriprise Bank Savings Accounts may change. For terms and conditions of Ameriprise Bank Savings Account, please see Ameriprise Bank, FSB Deposit Account Agreement.
2If you do not have secure site access or have any questions, please contact Ameriprise Bank Customer Service Center at 800.862.7919. If you are not a current client of Ameriprise, click here to apply.
3Ameriprise® Bank Checking Accounts are subject to approval. Other terms and conditions apply. The terms, conditions, fees and features of the Ameriprise Bank Checking Account may change. For terms and conditions of the Ameriprise Bank Checking Account, please see Ameriprise Bank, FSB Deposit Account Agreement.
4Annual Percentage Yield ("APY") and interest rate are accurate as of 07/01/2026. Ameriprise® Bank Savings Account is a tiered variable-rate account. Each tier reflects the minimum and maximum daily ending balance required to obtain the applicable APY and interest rate. The rates in any tier may change in our sole discretion at any time without notice, before or after the account is opened. Fees could reduce earnings. Interest is compounded daily and paid monthly. Please see Ameriprise Bank Savings Account Rates and Ameriprise Bank, FSB Deposit Account Agreement at ameriprise.com/disclosures for more information. The minimum deposit required to open an Ameriprise Bank Savings Account is $100.
5For information regarding FDIC deposit insurance, please visit FDIC: Your Insured Deposits.
6Eligibility requirements and restrictions apply. Wireless, message and data rates may apply. Please refer to Ameriprise Mobile Deposit Addendum, Ameriprise Bank, FSB Deposit Account Agreement and Mobile Deposit FAQ for information.
7For information about Ameriprise Bank, FSB savings account fees, please see the Ameriprise Bank, FSB Deposit Account Agreement and Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure.
8The number of transfers or withdrawals from an Ameriprise Bank, FSB savings account are limited to a total of six per monthly statement cycle (or each month if you have a quarterly statement cycle) from the following: preauthorized or automatic transfers, telephone or other electronic transmissions, online banking and mobile banking transfers. If the transaction limits are exceeded, fees will be applied, privileges on the account may be revoked or account may be closed. Please see the Ameriprise Bank, FSB Deposit Account Agreement and Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure for more details.
Ameriprise Bank, FSB. Member FDIC.
Ameriprise® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc.
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