Ameriprise Bank Savings Account
Grow your money safely with the security of an Ameriprise Bank Savings Account.
Grow your money safely with the security of an Ameriprise Bank Savings Account.
Save your tax refund, annual bonus or other available funds to move closer to your savings goals.
How it works
-
Deposit at least $25,000 of Eligible Deposits1 into your new or existing Ameriprise® Bank Savings Account by March 31, 2026.
- Maintain your existing balance and Eligible Deposits1 in the account through June 30, 2026.
Limited time offer available between Jan. 14 and March 31, 2026
Already have an Ameriprise Bank Savings Account? Make a deposit
The Ameriprise Bank Savings Account requires a $100 minimum opening deposit.
Ameriprise Bank Savings Account rates
Rates as of 01/14/2026
|
Account Balance4 |
Interest Rate4 |
Annual Percentage Yield4 |
|---|---|---|
|
$0 - $4,999 |
3.05% | 3.10% |
|
$5,000 - $9,999 |
3.05% | 3.10% |
|
$10,000 - $24,999 |
3.05% | 3.10% |
|
$25,000 - $49,999 |
3.05% | 3.10% |
|
$50,000 - $99,999 |
3.05% | 3.10% |
|
$100,000 - $249,999 |
3.05% | 3.10% |
|
$250,000+ |
3.05% | 3.10% |
Benefits of an Ameriprise Bank Savings Account
An Ameriprise Bank Savings Account is FDIC insured5 up to applicable limits.
View your account 24/7 alongside all your Ameriprise accounts on the secure site on ameriprise.com or the Ameriprise Financial app.3,6
Make mobile deposits using the Ameriprise app for convenient check deposits.6
With always-on access through the secure site or Ameriprise app, you can bank when it’s convenient for you.3,6
Enjoy the benefit of no monthly maintenance fees.7,8
The Ameriprise Bank Customer Service Center is available from 7 a.m. to 7 p.m. Central time (CT) Monday – Friday for questions or support at 800.862.7919.
Grow your money safely with the security of an Ameriprise Bank Savings Account.
Grow your money safely with the security of an Ameriprise Bank Savings Account.
Disclosures:
The content of this page is informational only.
1This offer is valid from January 14, 2026, through March 31, 2026 (“Offer Period”).
To receive the $450 bonus, you must make Eligible Deposit(s) totaling $25,000 or more into your existing or new
Ameriprise Bank Savings Account (“Account”) during the Offer Period.
Eligible Deposit(s) are deposits into your Account from:
-
External accounts outside of Ameriprise Bank and its affiliates;
-
External accounts initially deposited into your Ameriprise brokerage account and credited to your Account within seven business days of initial crediting to your Ameriprise brokerage account from an external account; and
-
Proceeds from the redemption of money market fund balances held in your Ameriprise brokerage account and credited to your Account within seven business days of the settlement date. Please contact your financial advisor for additional information.
Additionally, through June 30, 2026, you must maintain a daily balance equal to or greater than your balance on January 13, 2026, plus at least $25,000 of Eligible Deposit(s).
This offer is only available to existing clients of Ameriprise Financial and its affiliates as of January 13, 2026. To remain eligible your Account must be open and in good standing at the time the applicable bonus is credited to your Account. Limit of one bonus offer outlined above per customer based on the taxpayer identified on the Account. If all bonus requirements are met, the bonus amount will be credited to your Account by September 30, 2026.
The credited bonus will be reported as interest on IRS form 1099-INT and you are responsible for any applicable taxes. Please consult your tax advisor; neither Ameriprise Bank, FSB nor its employees provide tax advice.
Other restrictions may apply. We reserve the right to modify or withdraw bonus offers at any time without notice. If we determine that you have engaged in abuse, gaming or fraud in connection with these offers you will not be eligible for any bonus offer.
The Ameriprise Bank Savings Account requires a $100 minimum opening deposit.
All Account terms, conditions, fees, rates and opening procedures apply. For details, please see the Ameriprise Bank, FSB Deposit Account Agreement, Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure and Ameriprise Bank Savings Account Rates at ameriprise.com.
2Ameriprise® Bank Savings Accounts are subject to approval. Other terms and conditions apply. The terms, conditions, fees and features of the Ameriprise® Bank Savings Accounts may change. For terms and conditions of Ameriprise® Bank Savings Account, please see Ameriprise Bank, FSB Deposit Account Agreement.
3If you do not have secure site access or have any questions, please contact Ameriprise Bank Customer Service Center at 800.862.7919. If you are not a current client of Ameriprise, click here to apply
4Annual Percentage Yield ("APY") and interest rate are accurate as of 01/14/2026 . Ameriprise® Bank Savings Account is a tiered variable-rate account. Each tier reflects the minimum and maximum daily ending balance required to obtain the applicable APY and interest rate. The rates in any tier may change in our sole discretion at any time without notice, before or after the account is opened. Fees could reduce earnings. Interest is compounded daily and paid monthly. Please see Ameriprise® Bank Savings Account Rates and Ameriprise Bank, FSB Deposit Account Agreement at ameriprise.com/disclosures for more information. The minimum deposit required to open an Ameriprise Bank Savings Account is $100.
5For information regarding FDIC deposit insurance, please visit FDIC: Your Insured Deposits.
6Eligibility requirements and restrictions apply. Wireless, message and data rates may apply. Please refer to Ameriprise Mobile Deposit Addendum, Ameriprise Bank, FSB Deposit Account Agreement and Mobile Deposit FAQ for information.
7For information about Ameriprise Bank, FSB savings account fees, please see the Ameriprise Bank, FSB Deposit Account Agreement and Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure.
8The number of transfers or withdrawals from an Ameriprise Bank, FSB savings account are limited to a total of six per monthly statement cycle (or each month if you have a quarterly statement cycle) from the following: preauthorized or automatic transfers, telephone or other electronic transmissions, online banking and mobile banking transfers. If the transaction limits are exceeded, fees will be applied, privileges on the account may be revoked or account may be closed. Please see the Ameriprise Bank, FSB Deposit Account Agreement and Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure for more details.
Ameriprise Bank, FSB. Member FDIC.
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