* If you’ve placed a freeze on your credit report, please contact the credit bureau(s) to lift the freeze before you apply for this credit card. 

^† Balance transfer transactions from other Elan Financial Services accounts are not permitted. You may cancel a balance transfer request within 10 days of account opening by calling 833.396.7253. After 10 days from account opening, requests to stop payment on Balance Transfer Check(s) issued by Elan shall not be honored unless the check(s) has been stolen, lost or destroyed.

Disclosures: 

^1-8 Read important disclosures for the Ameriprise^® Premier Visa Signature^® credit card 

Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.

¹ The 1.25% cash back rewards value applies only to Rewards Points redeemed for a deposit into an Eligible Ameriprise Account. You earn 1 Rewards Points for each $1 spent in eligible net purchases. If you choose to redeem for cash back into an Eligible Ameriprise Account, you will receive 1.25% cash back per Rewards Point when doing so. $1 spend = 1 Rewards Points earned. 1 Rewards Points * 1.25% = 1.25% cash back per $1 of spend. Example: If you spend $30,000 on eligible net purchases, you’ll earn 30,000 Rewards Points; and if you choose to redeem these Rewards Points earned for cash back into an Eligible Ameriprise Account, you will receive $375. Redemptions into an Eligible Ameriprise Account occur in 30,000 Rewards Points increments.
Eligible Ameriprise accounts include eligible open and active Ameriprise^® Active Portfolios investments, Ameriprise^® Strategic Portfolio Services (SPS) Advantage account, Ameriprise^® SPS Advantage with ONE Features account, Ameriprise^® SPS Advisor, Ameriprise ONE^® Financial Account, Ameriprise^® Brokerage account, Ameriprise^® Cash Reserve Certificate account, Master Funding Account, Select Separate Account (SSA), Ameriprise^® SmartTrade account, Ameriprise^® SmartTrade with ONE Features account and Vista Separate Account (each “Ameriprise Account”) held individually, jointly or by revocable living trust within Ameriprise rewards account holder’s primary household group (each “Eligible Ameriprise Account”). Ameriprise Accounts held by any corporation, partnership, irrevocable trust and other entity type as well as any Individual Retirement Account, other retirement plan and 529 plan are not eligible for this cash back redemption option. The list of Eligible Ameriprise Account and ownership types may change at any time in our sole discretion without notice, unless otherwise required by law. For details, please see Ameriprise Rewards Program Terms and Conditions available at ameriprise.com/rewards-terms-and-conditions.
The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as gift cards, merchandise, statement credit and travel options. Reward Points redemption minimums as well as other restrictions may apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions.

² You will earn 1 Rewards Point per $1 spent in eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your account is closed to future transactions (including, but not limited to, due to program misuse, failure to pay, bankruptcy, or death). Rewards Points that are earned through the use of the account but not redeemed will expire and be forfeited five (5) years from the date the earned Rewards Points post to your Rewards account. Rewards Points will be redeemed and expired on a first-in, first-out basis. Refer to your Rewards Program Terms and Conditions located at ameriprise.com/rewards for additional information.

³ If you choose to redeem your earned Rewards Points for cash back into an Eligible Ameriprise Account, you will receive 25% more cash back value per Rewards Point than if you redeem for statement credit.

Statement Credit: When you redeem your earned Rewards Points for statement credit, 1 Rewards Point is worth $0.01. Redemption minimum starts at 10,000 Rewards Points. Redemptions over 10,000 Rewards Points must be made in increments of 100 Rewards Points. 10,000 Rewards Points are worth $100; 30,000 Rewards Points are worth $300 when redeemed for statement credit.

Cash back into an Eligible Ameriprise Account: When you redeem your earned Rewards Points for cash back into an Eligible Ameriprise Account, 1 Rewards Point is worth $0.0125. Redemptions occur in 30,000 Rewards Points increments. With the 25% additional cash value when redeemed into an Eligible Ameriprise Account, 30,000 Rewards Points are worth $375. Eligible Ameriprise accounts include eligible open and active Ameriprise^® Active Portfolios investments, Ameriprise^® Strategic Portfolio Services (SPS) Advantage account, Ameriprise ONE^® Financial Account, Ameriprise^® Brokerage account and Ameriprise^® Cash Reserve Certificate account (each “Ameriprise Account”) held individually, jointly or by revocable living trust within Ameriprise rewards account holder’s primary household group (each “Eligible Ameriprise Account”). Ameriprise Accounts held by any corporation, partnership, irrevocable trust and other entity type as well as any Individual Retirement Account, other retirement plan and 529 plan are not eligible for this cash back redemption option. The list of Eligible Ameriprise Account and ownership types may change at any time in our sole discretion without notice, unless otherwise required by law. For details, please see Ameriprise Rewards Program Terms and Conditions available at ameriprise.com/rewards-terms-and-conditions.

The redemption value is different if you choose to redeem your Rewards Points for rewards other than cash back such as gift cards, merchandise, and travel options. Reward Points redemption minimums as well as other restrictions may apply. Full details appear in the Rewards Program Terms and Conditions located at ameriprise.com/rewards-terms-and-conditions.

⁴ To receive this one-time bonus, you must spend at least $1,000 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 90 days of account opening. 10,000 bonus Rewards Points will be credited to your account 6-8 weeks after the 90-day period. Your ability to earn this one-time bonus Rewards Points offer is dependent upon your credit limit. Not all transactions are considered to be Purchases and eligible to earn Rewards Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Existing and previous Ameriprise^® Visa Signature cardmembers are not eligible for this offer. Offers subject to change. 

⁵ Your 0% Introductory Annual Percentage Rate (APR) applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. 

⁶ Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your Ameriprise Visa Signature Card to secure transactions. Please refer to the Guide to Benefits (mycardgtb.com/ameriprisevs) for further card benefit details including full terms and conditions.

⁷ No preset spending limit does not mean unlimited spending. Individual transactions are authorized by card issuer based on factors such as account history, credit record and payment resources. Card issuer will preset an upper limit for revolving balances and cash advances. 

⁸ Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Cardmember Service promptly of any unauthorized use. Certain conditions and limitations may apply.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.   

Elan Financial Services is the creditor and issuer of Ameriprise^® Visa Signature^® credit cards, pursuant to a license from Visa U.S.A. Inc., and does not administer the account Rewards Program.

Ameriprise Bank, FSB administers all operational aspects of the Rewards Program. Please visit ameriprise.com/rewards-terms-and-conditions for the Ameriprise Rewards Program Terms and Conditions details. Offers are subject to change. 

You may not use your Ameriprise^® Visa Signature^® or Ameriprise^® Premier Visa Signature^® card account (including, but not limited to, the use of convenience checks and cash advances drawn on your credit card account) to purchase investments or securities. 

Ameriprise Bank, FSB provides deposit, lending, and personal trust products and services to its customers, including clients of Ameriprise Financial Services, LLC (AFS). Ameriprise Bank, FSB and AFS are subsidiaries of Ameriprise Financial, Inc. Your Ameriprise advisor may earn compensation in connection with the Ameriprise Bank products that you choose to open. Ameriprise Bank, FSB. Member FDIC. 

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser. 

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC. 

Ameriprise^® and Ameriprise Financial logo are registered service marks of Ameriprise Financial, Inc. 

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