When you're looking to make a big splash without liquidating assets, a securities-based line of credit might be an appropriate lending solution for you. Using your eligible, nonqualified assets as collateral, a securities-based line of credit is a quick way to access the liquidity you need to make a major purchase or take advantage of that new business opportunity.

A home equity line of credit (HELOC) is a loan backed by the equity in your home, oftentimes with rates much lower than other alternatives. If you have assets elsewhere, but are looking for a short-term solution to secure funds quickly, a HELOC can be a proactive solution in the meantime.

You may be able to use existing cash or cash from investments to cover expenses related to major purchases. You can work with your advisor to establish a cash savings strategy, so you are financially prepared to pay for a car, boat or other big-ticket item outright in the future.